Insights
Guides for people buying and running modern benefits cards
Plain answers on routing, the WEX and Alegeus era, who does what, how to land a program, and wage law delivery. Written to be cited, not stuffed.
9 articles
Members · HR · support
What members actually need from a benefits card
Design the app around decisions, not only balances. And let people spend from a phone on day one.
Procurement · brokers · employers
Questions to put in a benefits card RFP
If they cannot answer these in a demo, you are buying another card, not a product.
Federal contractors · finance · compliance
Davis-Bacon fringe on a payment card
Hourly fringe in. Worker spend out. A packet you can defend.
Home care · agencies · counsel
NY Wage Parity on a benefit card
Agencies are tired of cash and spreadsheets. A card with a ledger is a different mechanism.
Brokers · employers
Start this quarter. Expand at renewal.
Modernize the swipe without a mid year plan fight. Grow the same card when the year turns.
Diligence · legal · procurement
Card layer vs TPA: who does what
Write the line before the RFP. We modernize the swipe. We do not take the TPA’s job.
All buyers
How multi wallet routing works at the swipe
The merchant asks for money. Software decides which benefit pays. Here is the sequence.
Buyers · brokers · operators
What is a multi wallet benefits card?
One card. Several programs. The engine picks the wallet at the register, not the member.
Brokers · TPAs · employers · payroll
The shift from WEX and Alegeus to a modern benefits card
The category was built on WEX and Alegeus. Members still feel that era. Here is what actually changes when the card becomes software.
Need this for an RFP?
Request a demo and tell us your role. We walk the card, the routing, and the scope against your mix.