For PEOs
One branded experience across every worksite employer
Multi employer administration without a legacy card per program or a portal per vendor. Your brand at the swipe. Modern tools for ops.
The problem
Worksite employers bring different program mixes. Stacking single purpose legacy cards multiplies support noise, weakens your brand, and makes settlement a scavenger hunt.
One branded modern member experience
White label card and app across lifestyle, medical, and statutory programs. Phone day one where you want it.
Operations built for multi employer
Eligibility feeds, funding, settlement, and reporting that scale past a single plan sponsor.
Scope that fits how PEOs partner
We run the modern card layer. Document and testing ownership stays where your model already puts it.
What changes
Less vendor sprawl
One card layer across worksite mixes instead of a plastic per program.
Stronger brand at the swipe
Members associate the benefit experience with your PEO, not a generic legacy issuer.
Cleaner ops handoffs
Roster, contribution, and decision events integrate with your systems of record.
What stays with your partners
- Your document / compliance partners as configured
- Employer level plan design decisions
- Your brand and client success motion
- Payroll systems of record you already integrate
How you start
- Commuter + LSA across the book
- Statutory modules for clients with exposure
- Branded member app rollout
- Contribution and roster integrations
How you expand
- FSA / HRA card layer at client renewals
- Unified settlement reporting
- Partner API for authorization events
- Audit packets for statutory clients
Scope boundary
Modern card software. Not another TPA.
We run the modern card layer. Plan documents, testing, and ERISA work stay with the partners who already do them.
We do
- Card issuing and processing
- Multi wallet routing
- Substantiation, automated and reviewed
- Member support
- Admin portal and reporting
- Funding, settlement, and reconciliation
- Audit packets for wage law programs
- Eligibility and contribution integrations
We do not
- Plan documents, SPDs, or wrap documents
- Nondiscrimination testing
- Form 5500 preparation
- COBRA administration
- ERISA advisory or plan design
- Brokerage or fiduciary services
Frequently asked questions
Straight answers for this audience. Not legal advice.
Can different worksite employers run different program mixes?
Yes. Eligibility and program assignment are scoped per employer and worksite as needed.
Do you replace our document partners?
No. We run the modern card layer. Document and testing ownership stays in your existing model.
Design the multi employer card layer
We will map program mix, branding, and integration touchpoints for your book of business.