All buyers

What happens after a benefits swipe

The merchant asks for money. The useful part is the context that remains: what paid, what did not, and who can explain it.

Published 2026-06-15 · Updated 2026-08-17 · Phase 3 Benefits

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Members remember the moment, not the infrastructure

They do not see payroll feeds, plan documents, or processors. They remember whether the benefit worked, and whether anyone could explain what happened if it did not.

What should be visible after the swipe

What happened. What amount was approved. Which supported benefit paid. Whether any amount was not covered. Whether documentation is needed.

Same transaction. Three surfaces.

The member, support, and partner should be working from the same event. Not three reconstructions of a black box.

One card is only the beginning

Bringing supported benefits onto one credential simplifies what people carry. The experience is defined by the answer that remains after checkout.

See it, do not take our word

The public demonstration shows the outcome and the context. Implementation detail stays with product and counsel.

See one transaction

Frequently asked questions

Direct answers for buyers and operators.

Does this replace our TPA?

No. Documents and testing stay with the partner who already does them.

What does a partner receive?

An event with amount, status, sources used, uncovered amount, and substantiation status.

See the experience. Then talk partnerships.

Bring a program mix. We will show what members see after a swipe, and how the card layer sits next to the stack you already run.