Disclosures

Phase 3 Benefits cards are issued by Coastal Community Bank, Member FDIC. Processing runs on Galileo.

SOC 2 Type 1 and Type 2. HIPAA attestation. Penetration testing complete.

Investments are not FDIC-insured, are not deposits, and may lose value. Any HSA investment features will name custodians and broker-dealers in product disclosures when available.

Statutory program pages are not legal advice. Confirm obligations with counsel. Phase 3 Benefits is not a third-party administrator.