FOR PEOs
Every benefit. One platform.
Phase 3 Benefits gives PEOs a single platform for HSA, FSA, commuter, and LSA — with the economics, mobile experience, and admin tooling to consolidate worksite benefits without the support burden.
PHASE 3
FSA
MEMBER NAME
THE PEO PROBLEM
Own the relationship. Don't outsource it.
Phase 3 Benefits gives PEOs a single platform for HSA, FSA, commuter, and LSA — with the economics, mobile experience, and admin tooling to consolidate worksite benefits without the support burden.
- One platform, four products. HSA, FSA, commuter, and LSA on one stack.
- PEO-branded surface. Your brand on the card, the app, and the admin portal.
- Worksite economics. Tiered revenue share modeled around your worksite-employee count.
BENEFITS DASHBOARD
Northbay Diagnostics · Q2 2026 · Real-time
Active accounts
1,284
+ 4.2%
YTD contributions
$1.84M
+ 11.4%
Investing penetration
38%
+ 6 pts
M. Rivera · HSA contribution$ 250.00Posted
T. Okafor · FSA card swipe (RX)$ 42.18Posted
A. Chen · Reimbursement$ 184.40Receipt needed
THE BUNDLE
Every benefit account, every worksite employee.
HSA + FSA + Commuter + LSA
A single card and app across every pre-tax category.
Multi-employer admin
Filter, slice, and report by worksite, region, or industry.
PEO-branded UX
Co-brand the member app and admin portal end-to-end.
Embedded investing
Investing from $0 on every HSA across the book.
"Designed for PEOs that want to own the brand and the economics — not just the contract."
WHY PEOs CHOOSE PHASE 3 BENEFITS
Built for the consolidation play.
4
Products on one platformWeeks
Per-employer go-live100%
Member app on day oneSee it in 30 minutes.
A real demo of the admin portal, the member app, and the integration story — built around your stack.